TATA AIA Life Insurance Company has settled 99.80% of claims in under 30 days, with a fewer number of claim complaints. TATA AIA Life Insurance Company boasts of a claim settlement ratio of 99.01% and a claim amount settlement ratio of 94.65%. The insurance company offers online tracking of claims and a home pick-up claim service. However, it does not offer the benefit of a personal manager for customers or a dedicated toll-free for claims service. It comes with a moderately lengthy claim form.

Aegon Life Insurance Company Limited has settled 100% of claims in under 30 days with a higher number of complaints compared to other insurers.  They have a claim settlement ratio of 99.37% and a claim amount settlement ratio of 98.76%. They offer a short claim form and online tracking of claims. The downside is that they do not offer home pick-up of claims and a personal relationship manager for claims.

TATA AIA Life Insurance Company offers customer services via toll-free and Twitter. Our research indicates that their toll-free service is quick, but their Twitter response rate is slow, compared to other insurers. This suggests that you and your family will likely receive better assistance from their service team throughout your journey via their toll-free service.

Aegon Life Insurance Company Limited offers customer support via their toll-free number and Twitter. As per our research, we found that their Twitter response rate was slow and their toll-free service was average, compared to other insurers. This means that opting for the toll-free number can be a better option if you or your family need help.

The TATA AIA Sampoorna Raksha Supreme Smart Term Insurance Plan offers affordable pricing and several customization options, but it does not include the option to increase the cover amount. The TATA AIA Sampoorna Raksha Supreme Smart Term Insurance Plan provides life cover up to age 100 with several Limited Pay options like 5, 6, 7, 8, and 10 years. You can pay the premiums monthly, quarterly, half yearly, or yearly. The claim payout options under the plan are one time lump sum, monthly instalments, and one time lump sum + monthly instalments.

The Aegon Life iTerm Prime provides various customisation options. However, it does not offer the increasing cover option. It does offer limited pay options like 10-pay and pay till 60 years. The Aegon Life iTerm Prime offers a life cover of up to the age of 70 years. You can pay premiums monthly, half-yearly, and yearly. It offers the claim payout as a one-time lump sum payment. Aegon Life iTerm Prime offers riders that can help you enhance your coverage These riders include a Critical Illness Rider, an Accidental Death Benefit Rider, and a Waiver of Premium Rider for Critical Illness.