TATA AIA Life Insurance Company has settled 99.80% of claims in under 30 days, with a fewer number of claim complaints. TATA AIA Life Insurance Company boasts of a claim settlement ratio of 99.01% and a claim amount settlement ratio of 94.65%. The insurance company offers online tracking of claims and a home pick-up claim service. However, it does not offer the benefit of a personal manager for customers or a dedicated toll-free for claims service. It comes with a moderately lengthy claim form.

HDFC Life Insurance Company has a good track record when it comes to settling claims. They have successfully settled 99.94% of claims in less than 30 days with fewer complaints, compared to other insurers. The insurer boasts of a claim settlement ratio of 99.39%, with a claim amount settlement ratio of 89.38%. They provide online tracking of claims and a dedicated toll-free claims service. However, they do not offer a personal manager for claims and have a moderately long claim form. Also, they do not provide a home pick-up claim service.

TATA AIA Life Insurance Company offers customer services via toll-free and Twitter. Our research indicates that their toll-free service is quick, but their Twitter response rate is slow, compared to other insurers. This suggests that you and your family will likely receive better assistance from their service team throughout your journey via their toll-free service.

HDFC Life Insurance Company offers customer service through their toll-free number and Twitter, but our research indicates that their toll-free number has a slow response time and their Twitter handle has an average response time, compared to other insurers. Meaning you or your family may face some difficulties in getting your queries addressed.

The TATA AIA Sampoorna Raksha Supreme Smart Term Insurance Plan offers affordable pricing and several customization options, but it does not include the option to increase the cover amount. The TATA AIA Sampoorna Raksha Supreme Smart Term Insurance Plan provides life cover up to age 100 with several Limited Pay options like 5, 6, 7, 8, and 10 years. You can pay the premiums monthly, quarterly, half yearly, or yearly. The claim payout options under the plan are one time lump sum, monthly instalments, and one time lump sum + monthly instalments.

The HDFC Life Click 2 Protect Life Plan offers various customization options. However, unlike some other plans, it does not provide the option to choose the increasing cover. The HDFC Life Click 2 Protect Life Plan provides a life cover duration up to age 85, with several limited pay options ranging from 5 to (PT-1) years. You can pay premiums on a monthly, half-yearly, yearly basis. The only claim payout option available with this plan is a one-time lump sum payment. Additionally, the HDFC Life Click 2 Protect Life Plan offers riders such as a Comprehensive Critical Illness Rider, an Accidental Death Benefit Rider, and a Waiver of Premium due to Critical Illness Rider.