search icon
linner
yellow-star

Beshak  gradient-star  Rating - Insurance Ratings based on stuff that matters to you!

01. Claims Experience  02. Customer Service Experience  03. Product Benefits
Home arrow Term Life Insurance arrow Best Term Plans arrow TATA AIA Sampoorna Raksha Supreme vs LIC New Tech Term

Compare Term Insurance

TATA AIA Sampoorna Raksha Supreme vs LIC New Tech Term

View detail comparison

Comparisons is old school. Get personalized recommendations in a report

Select your gender

check-white
Male
check-white
Female

What's your Age?

What's your Pincode?

TATA AIA Sampoorna Raksha Supreme with similar Term Insurances

TATA AIA Sampoorna Raksha Supreme

IndiaFirst Life Elite Term

Compare

TATA AIA Sampoorna Raksha Supreme

Bandhan Life iTerm Comfort

Compare

TATA AIA Sampoorna Raksha Supreme

Bajaj Allianz Life iSecure

Compare

TATA AIA Sampoorna Raksha Supreme

Max Life Smart Secure Plus

Compare

TATA AIA Sampoorna Raksha Supreme

HDFC Life Click 2 Protect Super

Compare

TATA AIA Sampoorna Raksha Supreme

India First Life Guaranteed Protection Plus

Compare

TATA AIA Sampoorna Raksha Supreme

HDFC Life Click 2 Protect Life

Compare

TATA AIA Sampoorna Raksha Supreme

Aditya Birla Sun Life DigiShield

Compare

TATA AIA Sampoorna Raksha Supreme

Canara HSBC Young Term Plan

Compare

TATA AIA Sampoorna Raksha Supreme

SUD Life Protect Shield Plus

Compare

TATA AIA Sampoorna Raksha Supreme

Canara HSBC iSelect Smart360

Compare

TATA AIA Sampoorna Raksha Supreme

Edelweiss Life Zindagi Protect

Compare

TATA AIA Sampoorna Raksha Supreme

SUD Life Protect Shield

Compare

TATA AIA Sampoorna Raksha Supreme

PNB Metlife Mera Term Plan Plus

Compare

TATA AIA Sampoorna Raksha Supreme

Bandhan Life iTerm Prime

Compare

TATA AIA Sampoorna Raksha Supreme

Bajaj Allianz Life eTouch

Compare

TATA AIA Sampoorna Raksha Supreme

Bajaj Allianz Life Diabetic Term Plan

Compare

TATA AIA Sampoorna Raksha Supreme

Aditya Birla Sun Life Salaried Term Plan

Compare

TATA AIA Sampoorna Raksha Supreme

TATA AIA Maha Raksha Supreme

Compare

TATA AIA Sampoorna Raksha Supreme

ICICI Pru iProtect Smart

Compare

TATA AIA Sampoorna Raksha Supreme

LIC Jeevan Kiran

Compare

TATA AIA Sampoorna Raksha Supreme

PNB MetLife Aajeevan Suraksha Plan

Compare

TATA AIA Sampoorna Raksha Supreme

HDFC Life Click 2 Protect Elite

Compare

TATA AIA Sampoorna Raksha Supreme

Kotak Life e-Term

Compare

TATA AIA Sampoorna Raksha Supreme

SBI Life eShield Next

Compare

TATA AIA Sampoorna Raksha Supreme

Bajaj Allianz Life Smart Protection Goal

Compare

LIC New Tech Term with similar Term Insurances

LIC New Tech Term

IndiaFirst Life Elite Term

Compare

LIC New Tech Term

Bandhan Life iTerm Comfort

Compare

LIC New Tech Term

Bajaj Allianz Life iSecure

Compare

LIC New Tech Term

Max Life Smart Secure Plus

Compare

LIC New Tech Term

HDFC Life Click 2 Protect Super

Compare

LIC New Tech Term

India First Life Guaranteed Protection Plus

Compare

LIC New Tech Term

HDFC Life Click 2 Protect Life

Compare

LIC New Tech Term

Aditya Birla Sun Life DigiShield

Compare

LIC New Tech Term

Canara HSBC Young Term Plan

Compare

LIC New Tech Term

SUD Life Protect Shield Plus

Compare

LIC New Tech Term

Canara HSBC iSelect Smart360

Compare

LIC New Tech Term

Edelweiss Life Zindagi Protect

Compare

LIC New Tech Term

SUD Life Protect Shield

Compare

LIC New Tech Term

PNB Metlife Mera Term Plan Plus

Compare

LIC New Tech Term

Bandhan Life iTerm Prime

Compare

LIC New Tech Term

Bajaj Allianz Life eTouch

Compare

LIC New Tech Term

Bajaj Allianz Life Diabetic Term Plan

Compare

LIC New Tech Term

Aditya Birla Sun Life Salaried Term Plan

Compare

LIC New Tech Term

TATA AIA Maha Raksha Supreme

Compare

LIC New Tech Term

ICICI Pru iProtect Smart

Compare

LIC New Tech Term

LIC Jeevan Kiran

Compare

LIC New Tech Term

PNB MetLife Aajeevan Suraksha Plan

Compare

LIC New Tech Term

HDFC Life Click 2 Protect Elite

Compare

LIC New Tech Term

Kotak Life e-Term

Compare

LIC New Tech Term

SBI Life eShield Next

Compare

LIC New Tech Term

Bajaj Allianz Life Smart Protection Goal

Compare
Notes

1- Beshak Ratings data was last updated in June 2024.

2- All data was sourced from public disclosures (FY 2023-2024, Q4) except LIC (their FY 2023-2024, Q4 data isn't fully updated, so we have considered their FY 2023-2024, Q3 PD data), insurer websites, and the IRDAI website. 

3- Only features that are currently available for purchase online were considered when calculating the Beshak Ratings.

4- In the Premium Ratings, we do not display premium amounts - instead, we show the product's relative pricing compared to the median.

5- Premium for all plans is calculated for the following profile: 30-year-old, non-smoker, married male, for a sum assured of INR 1 Crore, up to the age of 65 years, paying annual premiums, till the end of the policy. Except for these plans:

  ・Bajaj Allianz Life Diabetic Term Plan Sub 8 HbA1c - Premium is calculated for a 30-year-old, non-smoker, married male, having Type 2 diabetes, with HbA1c level between 6.5 to 7, for a sum assured of INR 1 Crore, up to the age of 55 years, paying annual premiums for 25 years. 

  ・HDFC Life Click 2 Protect Elite - Premium is calculated for a 30-year-old, non-smoker, married male, for a sum assured of INR 2 Crore, up to the age of 65 years, paying annual premiums for 15 years. 

  ・IndiaFirstLife Guaranteed Protection Plus Plan - Premium is calculated for a 30-year-old, non-smoker, married male, for a sum assured of INR 1 Crore, up to the age of 75 years, paying annual premiums for 40 years. 

  ・TATA AIA Maha Raksha Supreme - Premium is calculated for a 30-year-old, non-smoker, married male, for a sum assured of INR 2 Crore, up to the age of 65 years, paying annual premiums, till the end of the policy. 

6- The overall ratings do not include the premium rating. This is because we believe that the affordability of premiums is a personal thing. Something that seems unaffordable or expensive to one person could seem cheap and affordable to another, regardless of their income. We leave it up to our users to decide whether the price they pay seems reasonable for the features they receive.

7- The Response time on Twitter (Beta) was calculated using a sample set of tweets from February to August 2023 - (Analyzed in September 2023).

8- Claims Experience was assessed based on an audit of various processes and facilities offered by the insurers, during claim settlement.

Read More down-arrow-black
Legal Disclaimer

Your use of the website shall be governed by the Terms and Conditions and Privacy Policy of our website.

Compare TATA AIA Sampoorna Raksha Supreme and LIC New Tech Term

Claims Track Record:

TATA AIA Sampoorna Raksha Supreme

TATA AIA Life Insurance Company has settled 99.80% of claims in under 30 days, with a fewer number of claim complaints. TATA AIA Life Insurance Company boasts of a claim settlement ratio of 99.01% and a claim amount settlement ratio of 94.65%. The insurance company offers online tracking of claims and a home pick-up claim service. However, it does not offer the benefit of a personal manager for customers or a dedicated toll-free for claims service. It comes with a moderately lengthy claim form.

LIC New Tech Term

Life Insurance Corporation of India boast an impressive 97.95% claims settlement rate within 30 days, with fewer claim complaints compared to other insurers. Life Insurance Corporation of India’s claim settlement ratio stands at 98.52%, and their claim amount settlement ratio is 96.02%. Additionally, their claim application process is streamlined with a short claim form. However, they do not provide a dedicated personal relationship manager for claims, a home pick-up service for claims documents, and toll-free support for claim-related inquiries. Furthermore, there is no online claim tracking facility available.

Service Experience:

TATA AIA Sampoorna Raksha Supreme

TATA AIA Life Insurance Company offers customer services via toll-free and Twitter. Our research indicates that their toll-free service is quick, but their Twitter response rate is slow, compared to other insurers. This suggests that you and your family will likely receive better assistance from their service team throughout your journey via their toll-free service.

LIC New Tech Term

Life Insurance Corporation of India provides customer service via their toll-free number and Twitter. According to our research, their Twitter response rate was slow, while their toll-free service was quick, compared to other insurers. If you or your family have any questions or concerns, call their toll-free number to receive a prompt response.

Product Benefits:

TATA AIA Sampoorna Raksha Supreme

The TATA AIA Sampoorna Raksha Supreme Smart Term Insurance Plan offers affordable pricing and several customization options, but it does not include the option to increase the cover amount. The TATA AIA Sampoorna Raksha Supreme Smart Term Insurance Plan provides life cover up to age 100 with several Limited Pay options like 5, 6, 7, 8, and 10 years. You can pay the premiums monthly, quarterly, half yearly, or yearly. The claim payout options under the plan are one time lump sum, monthly instalments, and one time lump sum + monthly instalments.

LIC New Tech Term

LIC New Tech Term provides a range of flexible customization options. One of the notable features is the Increasing Cover option, which gradually raises your coverage by 10% each year until it becomes double the base policy cover. This increase in coverage starts from the 6th year of the policy. The LIC New Tech Term policy offers a life cover up to the duration of 70 years with various limited payment options - (Policy term - 5) and (Policy term - 10). And, the premiums are payable either half-yearly or annually. When it comes to payout options, you can choose between a lump sum payment and monthly instalments. LIC New Tech Term provides only one rider - Accidental Death Benefit Rider. You can include this rider to your base policy to enhance its coverage.