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Surprisingly honest answers to every Term Insurance question!

  • Buying Term Insurance early ⏲️ might not help!
  • Types of death ☠️ not covered?
  • Does buying cover up to 99 yrs make sense?
  • 20X annual income cover really right for you?
  • Does Claim Settlement Ratio 💰 measure claims experience?
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What will you find?
data research

Data-backed research

The Whats, Whys and Hows of Term Insurance that help you make well-informed decisions.


Personas and examples

So you can compare, analyse and find the best policy to fulfil all your family's dreams, even if you're not around.

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Detailed calculators

Because being meticulous is good. Especially when it comes to your family's financial future.

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Do I even need Term Insurance?

Term Insurance is not for everyone. Find out if you need it, or can take a pass?


How much cover does my family need?

Thumb-rules have flaws. We've designed the most meticulous way to calculate the right cover for you, and your family!


What about riders?

What are riders, and how do they work? Learn which ones will help you, and why!

Annkur P Agarwal

I had a chance to get an early look at the Term Insurance Guide by the Beshak team and it helped me answer some important doubts about how the policy works. The ebook is detailed, beginner friendly and simplifies a process that would otherwise be complex. I would highly recommend giving it a read to understand Term Insurance from an Indian perspective.

Annkur P Agarwal


This is an extremely important, user-friendly, manual on one of the most important financial products. The writers are veterans in their field and the book is a must-read for all of us to understand how life insurance works. It is both comprehensive and well-researched while not being too complicated. Raho Beshak that this is worth your time!

Anupam Gupta

Host of Popular Podcast Paisa Vaisa

This ebook is something that every young person needs to read even if they dont know it to understand term insurance. Its jargon free, well designed and extremely easy to grasp. I know I had at least a few takeaways from the first chapters itself.

Swagata Yadavar

Public health journalist

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Beshak is your source for clear, research-backed information & analysis of insurance plans. Our sole focus is to help you make well-informed decisions on insurance. We don't sell or advertise insurance plans or companies.

The Ridiculously Simple Guide To Term Insurance - V1.1. Download now!
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