Acko Platinum Health Insurance
Introduction to Acko Platinum Health Insurance
Acko Platinum Health Insurance is a health insurance policy offered by Acko General Insurance Company Limited. A health insurance plan protects you from unexpected medical expenses, which can be a significant financial burden. You can ensure that you and your family receive the required medical care without having to worry about the costs associated with it. Acko’s Platinum Health Insurance Plan is a robust, comprehensive health insurance plan that provides a host of benefits and features to meet all of your and your family’s healthcare needs.
This plan hits the sweet spot with its affordable pricing, unique features and benefits. One of its standout features is the zero waiting period feature, where you won't have to serve any waiting periods for any disease/illness. The plan provides coverage for various expenses, including consumables, OPD expenses, etc. besides hospitalization-related costs. And, as per our research, the insurer has received a higher number of claim settlement and policy purchase complaints. This indicates that they have a poor track record with respect to both purchase and claims service.
Pros & Cons: Acko Platinum Health Insurance
Fairly priced in comparison to other products in the market- No restrictions on the type of hospital room you choose
- No waiting period for any disease/illness
- Monthly premium payment mode available
- Option to choose a sum insured of up to ₹10 Crores
- Sum insured increases automatically every year by a specific %
- Covers non-medical expenses or the cost of consumables such as gloves, oxygen masks, nebulization kits, etc.
- Covers outpatient department costs, such as medications, tests, consultations, etc.
Received higher number of complaints during policy purchase compared to other insurers- Received higher number of complaints on claim settlement compared to other insurers
- Our study observed their responses on Twitter to be relatively slower than other insurers
Specific Exclusions: Acko Platinum Health Insurance
About Acko General Insurance Company Limited
Acko General Insurance Company Limited, established as a digital-first insurance company in India, offers a wide array of insurance products to cater to the diverse needs of its customers. The company’s offerings include health insurance, car insurance, bike insurance, travel insurance, among others. It was founded in 2016 and is headquartered in Bengaluru. Mr. Sanjeev Srinivasan is the company's CEO and MD.
Detailed Product Specs: Acko Platinum Health Insurance
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