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Best Health Insurance Plans of 2023
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ICICI Lombard Health AdvantEdge
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No room rent limit
All day care procedures
Consumables coverage
HDFC Ergo Optima Secure
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No room rent limit
All day care procedures
2X cover from Day 1
Aditya Birla Activ Fit (Preferred)
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No room rent limit
All day care procedures
Consumables coverage
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Niva Bupa ReAssure 2.0 (Titanium+)
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No room rent limit
All day care procedures
Fixed premium till you claim
HDFC Ergo Optima Restore
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No room rent limit
All day care procedures
Consumables coverage
AB Activ Health Platinum (Enhanced)
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No room rent limit
586 day care procedures
Cashless home treatment
Aditya Birla Activ Assure Diamond
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No room rent limit
586 day care procedures
Consumables coverage
Manipal Cigna PH Prime (Advantage)
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No room rent limit
All day care procedures
Consumables coverage
Manipal Cigna PH Prime (Protect)
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No room rent limit
All day care procedures
Consumables coverage
Tata AIG MediCare Premier
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No room rent limit
All day care procedures
Consumables coverage
Reliance General Health Gain (Power)
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No room rent limit
All day care procedures
Reduced PED waiting period
Care Insurance Care Supreme
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No room rent limit
All day care procedures
NCB up to 600%
Star Health Assure
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Any room except Suite
All day care procedures
Consumables coverage
Niva Bupa Health Companion
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No room rent limit
All day care procedures
Health check-up from day 1
Manipal Cigna ProHealth (Plus)
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Any room except Suite
546 day care procedures
NCB up to 200%
Bajaj Allianz Health Guard (Gold)
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No room rent limit
399 day care procedures
Organ donor expenses cover
Royal Sundaram Lifeline (Supreme)
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No room rent limit
All day care procedures
Organ donor expenses cover
Tata AIG MediCare
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No room rent limit
541 day care procedures
Consumables coverage
Manipal Cigna ProHealth (Protect)
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Any room except Suite
546 day care procedures
NCB up to 200%
Bajaj Allianz Health Guard (Platinum)
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No room rent limit
399 day care procedures
Organ donor expenses cover
Star Health Comprehensive
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Any room except Suite
All day care procedures
Consumables coverage
Care Insurance Care
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Single private AC room
541 day care procedures
Consumables coverage
New India Floater Mediclaim
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Up to 1% of SI per day
139 day care procedures
Spouse's mid-term inclusion
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Health insurance is an essential aspect of financial planning. It provides you with the necessary coverage and financial support in times of medical emergencies. However, the complexity of the terms and conditions, combined with the use of jargon and fine print, can make it difficult to understand your policy and lead to confusion and stress.
The Department of Consumer Affairs highlighted this problem of fine print and jargon in a press release on 8th February 2023, calling it a key reason for customer complaints.
Health insurance is supposed to relieve us from anxiety about health care expenses, but instead, the fine print often causes even more anxiety.
Choosing the right health insurance plan involves a careful evaluation of several factors. You must consider your needs, budget, coverage, as well as understand what the plan covers, does not cover, its limitations, terms and conditions, etc However, with so many health insurance plans available in the market, each with its own set of features, exclusions, terms, and conditions, it's easy to become overwhelmed when making a choice. As a result, evaluating the various aspects of each plan can be time-consuming, and finding the top health insurance plan can require a lot of effort.
Beshak Health Insurance Decoder is Beshak's initiative to simplify your health insurance experience. It aims to demystify the complicated world of health insurance by breaking down the jargon and decoding fine print.
Beshak Health Insurance Decoder provides expert reviews on top health insurance plans and helps you make well-informed decisions.
You no longer need to worry about jargon, fine print, confusing exclusions, or complex terms and conditions. Our research team has gone through the policy wordings, prospectus, and brochures on top health insurance plans and identified all the terms and conditions that can impact your coverage. So, you can get a clear, concise, and easy-to-understand review of top health insurance plans, and make the best decision for yourself and your loved ones.
As you can see, Beshak Health Insurance Decoder offers more than just expert reviews on top health insurance plans. So why wait? Let Beshak Health Insurance Decoder be your guide to decoding and simplifying the complex world of health insurance. ❤