HDFC Ergo Energy (Gold) is a health insurance policy offered by HDFC ERGO General Insurance Company Limited. A health insurance plan promises to pay for hospitalization expenses as well as expenses incurred before and after a hospitalization. When it comes to protecting your health, selecting the right health insurance plan is crucial. HDFC Ergo's Energy (Gold) is an exclusive plan designed specifically for individuals with diabetes. With this plan, you gain access to a various benefits and features tailored to meet your healthcare requirements, allowing you to prioritize your well-being without worrying about exorbitant expenses.
This plan is specifically tailored to cater to people with diabetes and hypertension. It is quite easy on the pocket.It not only includes hospitalization and associated expenses but also offers immediate coverage for diabetes and hypertension. Additionally, it covers the cost of HbA1C tests and provides incentives for maintaining good health, which are determined by medical test results and health parameters such as BMI, BP. cholesterol, etc. However, the plan does not provide the option for monthly premium payments. And, our research indicates that the insurer has received fewer complaints related to claims, reflecting a positive claims experience. But, there has been a higher number of complaints related to policy purchases, suggesting a poor track record in terms of purchase experience.
HDFC ERGO General Insurance Company Limited is a joint venture between HDFC Ltd. and ERGO International AG. The company offers a wide range of general insurance products ranging from Motor, Health, Travel, Home, and Personal Accident in the retail space to Property, Marine, and Liability Insurance in the corporate space. It was founded in 2002 and is headquartered in Mumbai, Maharashtra. Mr. Ritesh Kumar is the company's CEO.
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