ICICI Lombard Complete Health Insurance (Health Elite) is a health insurance policy offered by ICICI Lombard General Insurance Company Limited. A health insurance plan promises to pay for hospitalization expenses as well as expenses incurred before and after a hospitalization. ICICI Lombard’s Complete Health Insurance (Health Elite) Plan secures your finances against sudden medical expenses. It is a comprehensive policy that you can buy for yourself and your family. It offers extensive coverage and is designed to cater to your and your family’s common healthcare needs.
This plan is indeed a complete health insurance package that can cater to your healthcare needs. The plan provides comprehensive coverage and covers a wide range of expenses, including maternity expenses, cost of consumable items, and OPD expenses, i.e., day-to-day expenses for medicines, tests, consultations, etc. Additionally, the plan gives you the choice of automatically increasing your sum covered in accordance with the previous year’s inflation. The plan, however, is expensive in comparison to other products in the market and does not allow you to pay your premiums on a monthly basis. Speaking of the insurer, our research shows that they have received fewer claim settlement complaints but a high number of policy purchase complaints.
ICICI Lombard General Insurance Company Limited is a joint venture between ICICI Bank Limited and Fairfax Financial Holdings Limited. This private general insurance company offers a well-diversified range of insurance products such as motor insurance, health insurance, personal accident insurance, crop insurance, fire insurance, marine insurance, etc. It was founded in 2001 and is headquartered in Mumbai, Maharashtra. Mr. Bhargav Dasgupta is the company's CEO and MD.
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