ICICI Lombard Complete Health Insurance (Health Shield) is a health insurance policy offered by ICICI Lombard General Insurance Company Limited. Health insurance is a type of insurance policy that covers hospitalization expenses incurred for any illness, accident, or injury. It acts as a protective shield for savings and healthcare, so you and your family can live a happy, fulfilling life. ICICI Lombard’s Complete Health Insurance (Health Shield) Plan offers numerous features, benefits, and add-ons that cater to your as well as your family’s medical needs. It promises to unburden your financial stress in a medical emergency and protect your and your loved ones’ health.
This plan is indeed a complete health insurance package that can cater to your healthcare needs. Not only is it reasonably priced compared to other products but it also provides comprehensive coverage. It covers a variety of expenses besides hospitalization and related expenses, including the cost of consumable items, and OPD expenses, i.e., day-to-day expenses for medicines, tests, consultations, etc. Additionally, the plan gives you the choice of automatically increasing your sum covered in accordance with the previous year’s inflation. It, however, does not allow you to pay your premiums on a monthly basis. In addition, our research shows that the insurer has received fewer claim settlement complaints but a higher number of policy purchase complaints.
ICICI Lombard General Insurance Company Limited is a joint venture between ICICI Bank Limited and Fairfax Financial Holdings Limited. This private general insurance company offers a well-diversified range of insurance products such as motor insurance, health insurance, personal accident insurance, crop insurance, fire insurance, marine insurance, etc. It was founded in 2001 and is headquartered in Mumbai, Maharashtra. Mr. Bhargav Dasgupta is the company's CEO and MD.
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