Kotak Health Premier (Advantage) is a health insurance policy offered by Kotak General Insurance Company Limited. A health insurance plan promises to pay for hospitalization-related expenses. It acts as a protective shield for savings and healthcare, so you and your family can live a happy, fulfilling life. With Kotak’s Health Premier (Advantage) Plan, you can ensure that you and your loved ones have access to the medical care needed without worrying about the financial burden of unexpected medical expenses.
This plan is a cost-effective option when compared to other products available in the market, making it a budget-friendly choice. Although it covers essential expenses like hospitalization, maternity costs, and more, it falls short of providing comprehensive coverage. It excludes coverage for non-medical expenses or the costs of consumables such as gloves, oxygen masks, nebulization kits, and similar items. Additionally, it places sub-limits on common treatments like cataract procedures, potentially resulting in substantial out-of-pocket expenses. Further, while it does offer various options for obtaining premium discounts, it does not provide the flexibility of paying premiums on a monthly basis. And, our research suggests that the insurer has received a higher number of complaints regarding claim settlements and policy purchases. This indicates a poor track record in terms of both purchasing and claiming services.
Kotak General Insurance Company Limited is a 100% subsidiary of India’s fastest growing bank, Kotak Mahindra Bank Limited. It offers a wide range of general insurance products including health, car and bike Insurance. It was founded in 2015 and is headquartered in Mumbai, Maharashtra. Mr. Suresh Agarwal is the company's CEO and MD.
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