Manipal Cigna ProHealth Prime (Active) is a health insurance policy offered by Manipal Cigna Health Insurance Company. A health insurance plan serves as a protective shield for your savings and healthcare needs, allowing you to lead a happy and fulfilling life. With Manipal Cigna's ProHealth Prime (Active) Plan, you can enjoy peace of mind, knowing that essential medical care will be taken care of, without the worry of unexpected financial burdens from medical expenses. It offers several unique benefits and features, including coverage for certain pre-existing diseases like diabetes, hypertension, etc. from the 91st day onwards, making it a preferred choice among individuals.
This plan covers hospitalization and related expenses as well as several other expenses including the cost of consumable items like gloves, oxygen masks, etc. One distinct feature of the plan is that it offers coverage for certain pre-existing conditions, like hypertension, diabetes, etc. from the 91st day. Additionally, the plan provides global coverage for emergency accidental hospitalization expenses and is quite easy on the pocket. On the flip side, it does not offer the option for monthly premium payments. Further, our research indicates that the insurer has received a higher number of claim settlement and policy purchase complaints. This indicates that the insurer has a poor track record with respect to both purchase and claims service.
ManipalCigna Health Insurance, a joint venture between the Manipal Group and Cigna Corporation, is a standalone health insurance company in India. The company provides a wide range of insurance products comprising individual insurance, family floater, critical illness, personal accident, group health insurance, and hospital cash policies, among others to meet the diverse needs of customers. It was founded in 1994 and is headquartered in Mumbai, Maharashtra. Mr. Prasun Sikdar is the company's CEO and MD.
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