Manipal Cigna - ProHealth Prime (Advantage) is a health insurance policy offered by Manipal Cigna Health Insurance. A health insurance plan protects you from unexpected medical expenses, which can be a significant financial burden. You can ensure that you and your family receive the required medical care without having to worry about the costs associated with it. Manipal Cigna’s ProHealth Prime (Advantage) Plan is a robust, comprehensive, and affordable health insurance plan that promises to unburden your financial stress in a medical emergency and protect your and your family’s health.
This plan provides comprehensive protection and covers several expenses in addition to hospitalization and related expenses. These include expenses such as maternity costs, infertility treatment costs, and the cost of consumable items. Not only that, but it also provides a variety of options for getting discounts on premiums. However, it is more expensive than other products available in the market and does not offer a monthly premium payment option. Further, according to our research, the insurer has received a higher number of claim settlement and policy purchase complaints. This implies that the insurer has a poor track record in terms of both purchase and claims service experience.
ManipalCigna Health Insurance, a joint venture between the Manipal Group and Cigna Corporation, is a standalone health insurance company in India. The company provides a wide range of insurance products comprising individual insurance, family floater, critical illness, personal accident, group health insurance, and hospital cash policies, among others to meet the diverse needs of customers. It was founded in 2014 and is headquartered in Mumbai, Maharashtra. Mr. Prasun Sikdar is the company's CEO and MD.
ManipalCigna ProHealth Prime (Advantage) is a health insurance policy offered by ManipalCigna Health Insurance Company Limited.
This policy offers comprehensive coverage for a variety of expenses, including hospitalisation and related expenses. These include such as maternity costs, infertility treatment costs, and consumable costs. Moreover, it offers a variety of ways to receive premium discounts.
However, the plan is on the pricier side when compared to other products available in the market and lacks a monthly premium payment option as well. Further, we found that the insurer received a greater number of complaints regarding claim settlement and policy purchase. This shows that the insurer has a poor track record when it comes to both purchase and claims service experience. So, customers should exercise caution and research thoroughly before opting for this plan.
These treatments are called domiciliary treatments. ManipalCigna ProHealth Prime (Advantage) covers domiciliary treatment costs up to 10% of the sum insured if the treating doctor certifies the same. And, there are 8 illnesses that are not covered by the plan. Also, pre-hospitalization costs associated with the domiciliary treatment will be covered for 30 days instead of 60 days. Post-hospitalization costs associated with domiciliary treatment will be covered for 30 days instead of 180 days.
Please note that the limits and conditions mentioned in the above benefits and features are for Rs. 10 lakh sum insured.
Please note that the above financial limits are taken for a 30-year-old individual, opting for a sum insured of Rs. 10 lakhs.
👉Waiting period: Certain illnesses and diseases may not be covered by your health insurance policy for a specific period of time, known as the waiting period. As soon as this period ends, you can claim for these conditions. Types of Waiting Periods-
👉Exclusions: The term "exclusions" refers to situations that your health insurance policy will not cover at any cost.
About ManipalCigna Health Insurance Company Limited
ManipalCigna Health Insurance is a joint venture between the Manipal Group and Cigna Corporation. It is a standalone health insurance company in India, striving to provide quality services to customers. It offers a variety of insurance products including individual health insurance, family floaters, critical illness policies, personal accident covers, group health insurance, hospital cash policies, etc. Established in 1994, ManipalCigna Health Insurance Company Limited is based in Mumbai, Maharashtra. Mr Prasun Sikdar is the company's CEO and MD.
Compare Plans
Add 3 more plan to compare