Niva Bupa Health Companion is a health insurance policy offered by Niva Bupa Health Insurance Company Limited. A health insurance plan promises to pay for hospitalization expenses as well as expenses incurred before and after a hospitalization. It acts as a protective shield for savings and healthcare, so you and your family can live a happy, fulfilling life. Niva Bupa’s Health Companion Plan provides you with several features, benefits, and add-on covers to meet all of your and your family’s healthcare needs.
If you are looking for a plan that provides comprehensive coverage, this is a good option to consider. In addition to covering hospitalization and related expenses, it covers several other expenses including the cost of consumable items like gloves, oxygen masks, etc. Health Check-Up expenses are also covered from Day 1. Further, the plan provides you with an option to automatically increase your sum insured in accordance with the previous year’s inflation. On the flip side, however, this plan does not offer the monthly premium payment option. And, our research suggests that the insurer has received a higher number of claim settlement and policy purchase complaints. This indicates that the insurer has a poor track record with respect to both purchase and claims service.
Niva Bupa Health Insurance Company Limited (formerly known as Max Bupa Health Insurance Company Limited) is a joint venture between Fettle Tone LLP and Bupa Singapore Holdings Pte. Limited. This standalone health insurance company provides a wide range of health insurance products that cater to the needs of its customers, such as individual health plans, family floaters, top-up policies, etc. It was founded in 2008 and is headquartered in New Delhi, India. Mr. Ashish Mehrotra is the company's CEO and MD.
Niva Bupa Health Companion plan is offered by Niva Bupa Health Insurance Company Limited.
Apart from hospitalisation and related expenses, it covers consumable items like gloves, oxygen masks, etc. If you are seeking comprehensive coverage, this plan is worth considering. Please note that the cost of health check-ups are also covered from day 1. Besides that, the plan also gives you the option to automatically increase your sum insured based on previous year's inflation. However, this plan doesn't come with a monthly premium payment option. And, as per our research, the insurer has received a higher number of claim settlement and policy purchase complaints, indicating a poor track record with respect to both purchase and claims service.
Please note that the limits and terms mentioned in the above benefits and features are applicable for a sum insured of Rs. 10 lakhs.
Please note that the terms and limits mentioned in the above benefits and features are applicable for a sum insured of Rs. 10 lakhs.
👉Waiting period
After you purchase a health insurance policy, some illnesses and diseases may not be covered for a certain period. This timeframe is known as the waiting period. Once this period gets over, you will be able to claim for these conditions.
👉Exclusions
Exclusions are medical situations that will not be covered under your health insurance policy, including -
Niva Bupa Health Insurance Company Limited, previously known as Max Bupa Health Insurance Company Limited, is a health insurance provider that offers various health insurance products including individual health plans, family floaters, top-up policies, and more. It was established in 2008 and is headquartered in New Delhi, India. It is a joint venture between Fettle Tone LLP and Bupa Singapore Holdings Private Limited. The company's CEO and MD is Mr. Ashish Mehrotra.
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