Niva Bupa ReAssure 2.0 (Gold) is a health insurance policy offered by Niva Bupa Health Insurance Company Limited. A health insurance plan promises to pay for hospitalization expenses as well as expenses incurred prior to and after a hospitalization. It acts as a protective shield for savings and healthcare, so you and your family can live a happy, fulfilling life. Niva Bupa’s ReAssure 2.0 (Gold) Plan offers a range of coverage options and allows you to tailor your coverage to meet your specific healthcare needs and budget.
Along with being cost-effective, this plan also stands out with its unique features and benefits, offering a customized solution for your healthcare needs. One of the notable features is that any unused base sum insured can be carried forward to the next policy year, up to a maximum of 10X the base sum insured. Furthermore, you can also enjoy an unlimited sum insured for the lifetime of the policy after you make your first claim. Besides hospitalization and related expenses, it also covers several costs including those associated with consumables like gloves, oxygen masks, etc. On the flip side, however, there is no option to pay the premium on a monthly basis. Further, according to our research, the insurer has received a higher number of claim settlement and policy purchase complaints. This implies that they have a poor track record with respect to both purchase and claims service.
Niva Bupa Health Insurance Company Limited (formerly known as Max Bupa Health Insurance Company Limited) is a joint venture between Fettle Tone LLP and Bupa Singapore Holdings Pte. Limited. This standalone health insurance company provides a wide range of health insurance products that cater to the needs of its customers, such as individual health plans, family floaters, top-up policies, etc. It was founded in 2008 and is headquartered in New Delhi, India. Mr. Ashish Mehrotra is the company's CEO and MD.
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