Niva Bupa Senior First (Platinum) is a health insurance policy offered by Niva Bupa Health Insurance Company Limited. A health insurance plan serves as a safeguard against unexpected medical expenses, which can be a significant financial burden. It ensures that you receive the required medical care without having to worry about the costs associated with it. Geared towards meeting the specific medical needs of senior citizens, Niva Bupa's Senior First (Platinum) Plan is a robust and comprehensive health insurance policy. It has several distinct benefits and features that make it a popular choice.
This plan is exclusively tailored for senior citizens. In addition to covering hospitalization and related expenses, it covers several other expenses including the cost of consumable items like gloves, oxygen masks, etc. It also offers coverage for health check-ups from the very first day. Moreover, the plan provides the option to automatically increase the sum insured based on the previous year's inflation. On the flip side, however, this plan does not offer the monthly premium payment option. Additionally, based on our research, the insurer has received a higher number of claim settlement and policy purchase complaints. This implies that the insurer has a poor track record with respect to both purchase and claims service.
Niva Bupa Health Insurance Company Limited (formerly known as Max Bupa Health Insurance Company Limited) is a joint venture between Fettle Tone LLP and Bupa Singapore Holdings Pte. Limited. This standalone health insurance company provides a wide range of health insurance products that cater to the needs of its customers, such as individual health plans, family floaters, top-up policies, etc. It was founded in 2008 and is headquartered in New Delhi, India. Mr. Ashish Mehrotra is the company's CEO and MD.
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