Reliance General Health Gain (Power)
Introduction to Reliance General Health Gain (Power)
Reliance General Health Gain (Power) is a health insurance policy offered by Reliance General Insurance Company Limited. A health insurance plan promises to pay for hospitalization expenses as well as expenses incurred prior to and after a hospitalization. Reliance General’s Health Gain (Power) Plan offers numerous features, benefits, and add-ons that cater to your as well as your family’s medical needs. It promises to unburden your financial stress in a medical emergency and protect your and your loved ones’ health.
This plan stands out with its exceptional features and benefits, catering to a wide range of needs. It provides flexibility to reduce the waiting period for pre-existing diseases, and also allows free policy renewal for the first year following the diagnosis of any listed critical illness. In addition to comprehensive coverage for hospitalization and related expenses, it also covers various essential expenses such as maternity expenses, cost of consumable items, and OPD expenses, i.e., day-to-day expenses for medicines, tests, consultations, etc. Moreover, it offers multiple options to obtain premium discounts, enhancing its cost-effectiveness. On the flip side, however, the plan does not allow you to pay your premiums on a monthly basis. And, according to our research, the insurer has received fewer claim settlement complaints but a higher number of policy purchase complaints.
Pros & Cons: Reliance General Health Gain (Power)
Fairly priced in comparison to other products in the market- Multiple options available for getting premium discounts
- Option to reduce the pre-existing disease waiting period
- Free policy renewal for the first year following the detection of any listed critical illness
- Covers non-medical expenses or the cost of consumables such as gloves, oxygen masks, nebulization kits, etc.
- Received fewer complaints on claim settlement compared to other insurers
- Our study observed their responses on Twitter to be relatively quicker than other insurers
Limitations on the type of hospital room you choose (no limits if you choose an add-on)- Monthly premium payment mode not available
- Received higher number of complaints during policy purchase compared to other insurers
Specific Exclusions: Reliance General Health Gain (Power)
About Reliance General Insurance Company Limited
Reliance General Insurance Company Limited is part of Reliance Anil Dhirubhai Ambani Group, wholly owned through Reliance Capital. The company provides a variety of products including Health, Fire, Car, Two-wheeler, Marine, and Travel Insurance. It was founded in 2000 and is headquartered in Mumbai, Maharashtra. Mr. Rakesh Jain is the company's CEO and executive director.
Detailed Product Specs: Reliance General Health Gain (Power)
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