Aditya Birla Activ Fit (Plus)
Introduction to Aditya Birla Activ Fit (Plus)
Aditya Birla Activ Fit (Plus) is a health insurance policy offered by Aditya Birla Health Insurance Company Limited. Health insurance is a type of insurance policy that pays for hospitalization costs incurred as a result of an illness, accident, or injury. Aditya Birla’s Activ Fit (Plus) Plan provides financial protection against medical expenses as well as rewards you for staying active and healthy. It also offers several features, benefits, and add-on covers to meet all of your and your family’s healthcare needs.
This plan hits the sweet spot in terms of pricing, features, and benefits. It is a good choice if you want a plan that provides comprehensive coverage while remaining affordable. Aside from hospitalization and related expenses, the plan covers a variety of expenses such as the cost of consumable items and OPD expenses, i.e., day-to-day expenses for medicines, tests, consultations, and so on. Not only this, but it also provides several options for getting premium discounts. On the flip side, however, the plan doesn't provide an option to pay the premiums on a monthly basis. Further, our research suggests that the insurer has received a higher number of claim settlement and policy purchase complaints. This indicates that the insurer has a poor track record in terms of both purchase and claims service experience.
Pros & Cons: Aditya Birla Activ Fit (Plus)
Slightly cheaper than other products in the market- No restrictions on the type of hospital room you choose
- Multiple options available for getting premium discounts
- Covers outpatient department costs, such as medications, tests, consultations, etc.
- Covers non-medical expenses or the cost of consumables such as gloves, oxygen masks, nebulization kits, etc.
Monthly premium payment mode not available- Received higher number of complaints during policy purchase compared to other insurers
- Received higher number of complaints on claim settlement compared to other insurers
- Our study observed their responses on Twitter to be relatively slower than other insurers
Specific Exclusions: Aditya Birla Activ Fit (Plus)
About Aditya Birla Health Insurance Company Limited
Aditya Birla Health Insurance Company Limited (ABHICL), a part of Aditya Birla Capital Ltd. (ABCL), is a joint venture between Aditya Birla Group and MMI Holdings of South Africa. ABHICL. The current product portfolio of the company includes unique offerings such as Chronic Care and Incentivized Wellness. It was founded in 2015 and is headquartered in Mumbai, Maharashtra. Mr. Mayanl Bathwal is the company's CEO and MD.
Detailed Product Specs: Aditya Birla Activ Fit (Plus)
