Aditya Birla Activ Fit (Preferred)
Introduction to Aditya Birla Activ Fit (Preferred)
Aditya Birla Activ Fit (Preferred) is a health insurance policy offered by Aditya Birla Health Insurance Company Limited. Health insurance is a type of insurance policy that pays for hospitalization costs incurred as a result of an illness, accident, or injury. Aditya Birla’s Activ Fit (Preferred) Plan is a robust, comprehensive, and affordable health insurance plan that provides highly flexible coverage and a variety of benefits and features to meet your medical needs.
This plan hits the sweet spot with its affordable pricing as well as features and benefits. It is a perfect choice if you are looking for a plan that offers comprehensive coverage and is easy on the pocket. Besides hospitalization and related expenses, various expenses including maternity expenses, cost of consumable items, and OPD expenses, i.e., day-to-day expenses for medicines, tests, consultations, etc. are covered under the plan. Not only this, but it also offers multiple options to get discounts on your premium. On the flip side, however, the plan is not available on an individual basis, and it doesn't provide the monthly premium payment option. And, as per our research, the insurer has received a higher number of claim settlement as well as policy purchase complaints. This implies that the insurer has a poor track record in terms of both purchase and claims service experience.
Pros & Cons: Aditya Birla Activ Fit (Preferred)
Slightly cheaper than other products in the market- No restrictions on the type of hospital room you choose
- Multiple options available for getting premium discounts
- Covers expenses associated with pregnancy
- Covers outpatient department costs, such as medications, tests, consultations, etc.
- Covers non-medical expenses or the cost of consumables such as gloves, oxygen masks, nebulization kits, etc.
Only available for families, not individuals- Monthly premium payment mode not available
- Received higher number of complaints during policy purchase compared to other insurers
- Received higher number of complaints on claim settlement compared to other insurers
- Our study observed their responses on Twitter to be relatively slower than other insurers
Specific Exclusions: Aditya Birla Activ Fit (Preferred)
About Aditya Birla Health Insurance Company Limited
Aditya Birla Health Insurance Company Limited (ABHICL), a part of Aditya Birla Capital Ltd. (ABCL), is a joint venture between Aditya Birla Group and MMI Holdings of South Africa. ABHICL. The current product portfolio of the company includes unique offerings such as Chronic Care and Incentivized Wellness. It was founded in 2015 and is headquartered in Mumbai, Maharashtra. Mr. Mayanl Bathwal is the company's CEO and MD.
Detailed Product Specs: Aditya Birla Activ Fit (Preferred)
