Aditya Birla Activ Health Platinum (Enhanced)

This plan hits the sweet spot with its affordable pricing as well as features and benefits. It is a perfect choice if you want a plan that offers comprehensive coverage and is easy on the pocket. In addition to hospitalization and related expenses, it covers maternity expenses, OPD expenses, i.e., day-to-day expenses for medicines, tests, consultations, etc. It also covers management expenses associated with diabetes, hypertension, high cholesterol, and asthma from day 1. On the flip side, however, the plan doesn't offer the monthly premium payment option. And, as per our research, the insurer has received a higher number of claim settlement as well as policy purchase complaints. This implies that the insurer has a poor track record in terms of both purchase and claims service experience.