Aditya Birla Activ Health Platinum (Premier)
Introduction to Aditya Birla Activ Health Platinum (Premier)
Aditya Birla Activ Health Platinum (Premier) is a health insurance policy offered by Aditya Birla Health Insurance Company Limited. Health insurance is a type of insurance policy that covers hospitalization expenses incurred for any illness, accident, or injury. It acts as a protective shield for savings and healthcare, so you and your family can live a happy, fulfilling life. Aditya Birla’s Activ Health Platinum (Premier) Plan offers a wide range of benefits and coverage options to help you manage your and your family’s healthcare expenses effectively.
This plan has some unique features and benefits, making it a good choice if you want to buy a plan that is tailored to your specific healthcare needs. Besides hospitalization and related expenses, it covers various expenses including maternity expenses, non-medical expenses, OPD expenses, i.e., day-to-day expenses for medicines, tests, consultations, etc. It also covers management expenses for diabetes, hypertension, high cholesterol, and asthma from day 1. This plan, however, is one of the most expensive plans in the market and doesn't provide the monthly premium payment option. And, as per our research, the insurer has received a higher number of claim settlement as well as policy purchase complaints. This implies that the insurer has a poor track record in terms of both purchase and claims service experience.
Pros & Cons: Aditya Birla Activ Health Platinum (Premier)
No restrictions on the type of hospital room you choose- Covers outpatient department costs, such as medications, tests, consultations, etc.
- Covers expenses associated with pregnancy
- Covers Bariatric surgery for weight loss
- Covers non-medical expenses or the cost of consumables such as gloves, oxygen masks, nebulization kits, etc.
- Management expenses for diabetes, hypertension, high cholesterol, and asthma are covered from day 1
Much costlier than other products in the market- Monthly premium payment mode not available
- Received higher number of complaints during policy purchase compared to other insurers
- Received higher number of complaints on claim settlement compared to other insurers
- Our study observed their responses on Twitter to be relatively slower than other insurers
Specific Exclusions: Aditya Birla Activ Health Platinum (Premier)
Special Conditions: Aditya Birla Activ Health Platinum (Premier)
About Aditya Birla Health Insurance Company Limited
Aditya Birla Health Insurance Company Limited (ABHICL), a part of Aditya Birla Capital Ltd. (ABCL), is a joint venture between Aditya Birla Group and MMI Holdings of South Africa. ABHICL. The current product portfolio of the company includes unique offerings such as Chronic Care and Incentivized Wellness. It was founded in 2015 and is headquartered in Mumbai, Maharashtra. Mr. Mayanl Bathwal is the company's CEO and MD.
Detailed Product Specs: Aditya Birla Activ Health Platinum (Premier)
