Bajaj Allianz Health Guard (Gold)
Introduction to Bajaj Allianz Health Guard (Gold)
Bajaj Allianz Health Guard (Gold) Plan is a health insurance policy offered by Bajaj Allianz General Insurance Company Limited. Health insurance is a type of insurance policy that pays for hospitalization costs incurred as a result of an illness, accident, or injury. Bajaj Allianz’s Health Guard (Gold) Plan is a comprehensive health plan that offers various benefits and features and a range of add-on covers that cater to your and your family’s common healthcare needs.
This plan strikes the perfect balance between affordability, features, and benefits. Not only is it significantly more cost-effective compared to other products, but it also offers comprehensive coverage. Besides hospitalization and related expenses, it covers several expenses including the cost of consumable items, bariatric surgery, maternity expenses, and OPD expenses, i.e., day-to-day expenses for medicines, tests, consultations, etc. One of the drawbacks of the product is that it does not give you the option to pay the premiums on a monthly basis. Further, as per our research, you are likely to have a pleasant experience with the insurer as they have received fewer claim settlement and policy purchase complaints.
Pros & Cons: Bajaj Allianz Health Guard (Gold)
Much cheaper than other products in the market- No restrictions on the type of hospital room you choose
- Covers expenses associated with pregnancy
- Covers Bariatric surgery for weight loss
- Covers outpatient department costs, such as medications, tests, consultations, etc.
- Received fewer complaints during policy purchase compared to other insurers
- Received fewer complaints on claim settlement compared to other insurers
Monthly premium payment mode not available- Does not cover domiciliary treatment expenses
- Our study observed their responses on Twitter to be relatively slower than other insurers
Specific Exclusions: Bajaj Allianz Health Guard (Gold)
About Bajaj Allianz General Insurance Company Limited
Bajaj Allianz General Insurance Company Limited is a joint venture between Allianz SE and Bajaj Finserv Limited. With a diverse range of products such as health insurance, motor insurance, pet dog insurance, personal accident insurance, marine insurance, etc., the company caters to individuals across the country's demographics as well as the corporate sector. It was founded in 2000 and is headquartered in Pune, Maharashtra. Mr. Tapan Singhel is the company's CEO and MD.
Detailed Product Specs: Bajaj Allianz Health Guard (Gold)
