ICICI Lombard Complete Health Insurance (Health Shield)

This plan is indeed a complete health insurance package that can cater to your healthcare needs. Not only is it much cheaper compared to other products but it also provides comprehensive coverage. It covers a variety of expenses besides hospitalization and related expenses, including the cost of consumable items, and OPD expenses, i.e., day-to-day expenses for medicines, tests, consultations, etc. Additionally, the plan gives you the choice of automatically increasing your sum covered in accordance with the previous year’s inflation. It, however, does not allow you to pay your premiums on a monthly basis. In addition, our research shows that the insurer has received fewer claim settlement and policy purchase complaints. That is, you are very likely to have a pleasant experience with them.