ManipalCigna ProHealth (Accumulate)
Introduction to ManipalCigna ProHealth (Accumulate)
Manipal Cigna ProHealth (Accumulate) is a health insurance policy offered by Manipal Cigna Health Insurance. A health insurance plan promises to pay for hospitalization expenses as well as expenses incurred before and after a hospitalization. Manipal Cigna’s ProHealth (Accumulate) Plan secures your finances against sudden medical expenses. It is a comprehensive policy that you can buy for yourself and your family. It offers extensive coverage and is designed to cater to your and your family’s common healthcare needs.
This plan does not offer comprehensive coverage and is significantly more expensive than other plans in the market. Although it covers a variety of expenses in addition to hospitalization and related costs, it excludes maternity, infertility treatment, and other vital expenses. It also does not allow you to pay your premiums on a monthly basis. Additionally, our research indicates that the insurer has received a higher number of claim settlement and policy purchase complaints. This implies that the insurer has a poor track record in terms of both purchase and claims service.
Pros & Cons: ManipalCigna ProHealth (Accumulate)
Covers outpatient department costs, such as medications, tests, consultations, etc.
Much costlier than other products in the market- Limitations on the type of hospital room you choose
- Monthly premium payment mode not available
- Received higher number of complaints during policy purchase compared to other insurers
- Received higher number of complaints on claim settlement compared to other insurers
- Our study observed their responses on Twitter to be relatively slower than other insurers
Specific Exclusions: ManipalCigna ProHealth (Accumulate)
About ManipalCigna Health Insurance Company Limited
ManipalCigna Health Insurance, a joint venture between the Manipal Group and Cigna Corporation, is a standalone health insurance company in India. The company provides a wide range of insurance products comprising individual insurance, family floater, critical illness, personal accident, group health insurance, and hospital cash policies, among others to meet the diverse needs of customers. It was founded in 1994 and is headquartered in Mumbai, Maharashtra. Mr. Prasun Sikdar is the company's CEO and MD.
Detailed Product Specs: ManipalCigna ProHealth (Accumulate)
