ManipalCigna ProHealth (Plus)
Introduction to ManipalCigna ProHealth (Plus)
Manipal Cigna ProHealth (Plus) is a health insurance policy offered by Manipal Cigna Health Insurance. A health insurance plan promises to pay for hospitalization expenses as well as expenses incurred before and after a hospitalization. Manipal Cigna’s ProHealth (Plus) Plan offers numerous features, benefits, and add-ons. It caters to your as well as your family’s medical needs and allows you to customize the plan perfectly as per your needs.
Besides hospitalization and related expenses, this plan offers coverage for several expenses including maternity expenses, outpatient department expenses, i.e., day-to-day expenses for medicines, tests, consultations, etc. It is, however, more expensive than other plans in the market and does not provide a monthly premium payment option. And, the insurer has received a higher number of claim settlement and policy purchase complaints, according to our research. This indicates that the insurer has a poor track record with respect to both purchase and claims service.
Pros & Cons: ManipalCigna ProHealth (Plus)
Covers outpatient department costs, such as medications, tests, consultations, etc.- Covers expenses associated with pregnancy
Slightly costlier than other products in the market- Limitations on the type of hospital room you choose
- Monthly premium payment mode not available
- Received higher number of complaints during policy purchase compared to other insurers
- Received higher number of complaints on claim settlement compared to other insurers
- Our study observed their responses on Twitter to be relatively slower than other insurers
Specific Exclusions: ManipalCigna ProHealth (Plus)
About ManipalCigna Health Insurance Company Limited
ManipalCigna Health Insurance, a joint venture between the Manipal Group and Cigna Corporation, is a standalone health insurance company in India. The company provides a wide range of insurance products comprising individual insurance, family floater, critical illness, personal accident, group health insurance, and hospital cash policies, among others to meet the diverse needs of customers. It was founded in 1994 and is headquartered in Mumbai, Maharashtra. Mr. Prasun Sikdar is the company's CEO and MD.
Detailed Product Specs: ManipalCigna ProHealth (Plus)
