Manipal Cigna ProHealth Prime (Advantage)
Introduction to Manipal Cigna ProHealth Prime (Advantage)
Manipal Cigna - ProHealth Prime (Advantage) is a health insurance policy offered by Manipal Cigna Health Insurance. A health insurance plan is essentially a hospitalization cover that promises to pay the costs incurred during hospitalization, as well as expenses incurred prior to and after a hospitalization. Manipal Cigna’s ProHealth Prime (Advantage) Plan is a health insurance solution for all your medical requirements. It offers comprehensive coverage and is customizable as per your needs.
This plan provides comprehensive protection and covers several expenses in addition to hospitalization and related expenses. These include expenses such as maternity costs, infertility treatment costs, and the cost of consumable items. Not only that, but it also provides a variety of options for getting discounts on premiums. However, it is slightly more expensive than other products available in the market and does not offer a monthly premium payment option. Further, according to our research, the insurer has received a higher number of claim settlement and policy purchase complaints. This implies that the insurer has a poor track record in terms of both purchase and claims service experience.
Pros & Cons: Manipal Cigna ProHealth Prime (Advantage)
No restrictions on the type of hospital room you choose- Covers outpatient department costs, such as medications, tests, consultations, etc.
- Covers Bariatric surgery for weight loss
- Covers expenses associated with pregnancy
- Covers non-medical expenses or the cost of consumables such as gloves, oxygen masks, nebulization kits, etc.
- Covers expenses related to infertility treatment
- Multiple options available for getting premium discounts
Slightly costlier that other products in the market- Monthly premium payment mode not available
- Received higher number of complaints during policy purchase compared to other insurers
- Received higher number of complaints on claim settlement compared to other insurers
- Our study observed their responses on Twitter to be relatively slower than other insurers
Specific Exclusions: Manipal Cigna ProHealth Prime (Advantage)
About Manipal Cigna Health Insurance Company Limited
Manipal Cigna Health Insurance, a joint venture between the Manipal Group and Cigna Corporation, is a standalone health insurance company in India. The company provides a wide range of insurance products comprising individual insurance, family floater, critical illness, personal accident, group health insurance, and hospital cash policies, among others to meet the diverse needs of customers. It was founded in 1994 and is headquartered in Mumbai, Maharashtra. Mr. Prasun Sikdar is the company's CEO and MD.
Detailed Product Specs: Manipal Cigna ProHealth Prime (Advantage)
