ManipalCigna ProHealth Prime (Protect)
Introduction to ManipalCigna ProHealth Prime (Protect)
Manipal Cigna ProHealth Prime (Protect) is a health insurance policy offered by Manipal Cigna Health Insurance. A health insurance plan is essentially a hospitalization cover that promises to pay the costs incurred during hospitalization, as well as expenses incurred prior to and after a hospitalization. Manipal Cigna’s ProHealth Prime (Protect) Plan is a health insurance solution for all your medical requirements. It offers comprehensive coverage and is customizable as per your needs.
This plan hits the sweet spot with its affordable pricing and some unique features/benefits. It is a perfect choice if you are looking for a plan that offers comprehensive protection and is easy on the pocket. Besides hospitalization and related expenses, it covers a range of expenses including maternity expenses, infertility treatment expenses, cost of consumable items, and so on. What's more, is that the plan also allows multiple options so that you can get discounts on your premium. On the flip side, however, the plan doesn't provide the monthly premium payment option. And, the insurer has received a higher number of claim settlement as well as policy purchase complaints - as per our research. This implies that the insurer has a poor track record in terms of both purchase and claims service experience.
Pros & Cons: ManipalCigna ProHealth Prime (Protect)
Slightly cheaper than other products in the market- No restrictions on the type of hospital room you choose
- Covers Bariatric surgery for weight loss
- Covers expenses associated with pregnancy
- Covers non-medical expenses or the cost of consumables such as gloves, oxygen masks, nebulization kits, etc.
- Covers expenses related to infertility treatment
- Multiple options available for getting premium discounts
Much costlier that other products in the market- Monthly premium payment mode not available
- Received higher number of complaints during policy purchase compared to other insurers
- Received higher number of complaints on claim settlement compared to other insurers
- Our study observed their responses on Twitter to be relatively slower than other insurers
Specific Exclusions: ManipalCigna ProHealth Prime (Protect)
About ManipalCigna Health Insurance Company Limited
ManipalCigna Health Insurance, a joint venture between the Manipal Group and Cigna Corporation, is a standalone health insurance company in India. The company provides a wide range of insurance products comprising individual insurance, family floater, critical illness, personal accident, group health insurance, and hospital cash policies, among others to meet the diverse needs of customers. It was founded in 1994 and is headquartered in Mumbai, Maharashtra. Mr. Prasun Sikdar is the company's CEO and MD.
Detailed Product Specs: ManipalCigna ProHealth Prime (Protect)
