ManipalCigna ProHealth (Protect)
Introduction to ManipalCigna ProHealth (Protect)
Manipal Cigna ProHealth (Protect) is a health insurance policy offered by Manipal Cigna Health Insurance. A health insurance plan promises to pay for hospitalization expenses as well as expenses incurred before and after a hospitalization. Manipal Cigna’s ProHealth (Protect) Plan is a robust, comprehensive, and affordable health insurance plan that provides highly flexible coverage and a variety of benefits and features to meet your medical needs.
This plan is quite easy on the pocket. However, while it covers hospitalization and related expenses, OPD expenses such as medicines, tests, consultations, etc., it does not cover maternity expenses, infertility treatment expenses, and so on. It also does not provide an option to make monthly premium payments. And, our research suggests that the insurer has received a higher number of claim settlement and policy purchase complaints. This means that the insurer has a poor track record in terms of both purchase and claims service.
Pros & Cons: ManipalCigna ProHealth (Protect)
Slightly cheaper than other products in the market- Covers outpatient department costs, such as medications, tests, consultations, etc.
Limitations on the type of hospital room you choose- Monthly premium payment mode not available
- Received higher number of complaints during policy purchase compared to other insurers
- Received higher number of complaints on claim settlement compared to other insurers
- Our study observed their responses on Twitter to be relatively slower than other insurers
Specific Exclusions: ManipalCigna ProHealth (Protect)
About ManipalCigna Health Insurance Company Limited
ManipalCigna Health Insurance, a joint venture between the Manipal Group and Cigna Corporation, is a standalone health insurance company in India. The company provides a wide range of insurance products comprising individual insurance, family floater, critical illness, personal accident, group health insurance, and hospital cash policies, among others to meet the diverse needs of customers. It was founded in 1994 and is headquartered in Mumbai, Maharashtra. Mr. Prasun Sikdar is the company's CEO and MD.
Detailed Product Specs: ManipalCigna ProHealth (Protect)
