Niva Bupa ReAssure
Introduction to Niva Bupa ReAssure
Niva Bupa ReAssure is a health insurance policy offered by Niva Bupa Health Insurance Company Limited. Health insurance is a type of insurance policy that covers hospitalization expenses incurred for any illness, accident, or injury. When it comes to protecting your family's health, selecting the right health insurance plan is crucial. Niva Bupa’s ReAssure Plan provides a plethora of benefits, including unlimited refills, which means that every time you are hospitalized, your cover amount will be refilled.
This plan has a variety of unique features and benefits, making it an excellent choice if you want to purchase a plan that is tailored to your specific healthcare requirements. The plan's Health Check-Up Benefit is what distinguishes it from other products in the market. The Health Check-Up Benefit covers diagnostic medical tests and allows you to claim on a cashless basis. Another key feature of the plan is that it covers hospitalization costs for diabetes and hypertension from day 1. On the flip side, it doesn't provide the monthly premium payment option. And, our research suggests that the insurer has received fewer policy purchase complaints but a higher number of claim settlement complaints.
Pros & Cons: Niva Bupa ReAssure
Much cheaper than other products in the market- No restrictions on the type of hospital room you choose
- Covers hospitalization costs for diabetes & hypertension from day 1
- Cashless facility available for Health Check-Up
- Diagnostic tests covered instead of preventive tests under Health Check-Up
- Option to automatically increase the cover amount based on previous year's inflation.
- Covers non-medical expenses or the cost of consumables such as gloves, oxygen masks, nebulization kits, etc.
- Received fewer complaints during policy purchase compared to other insurers
Monthly premium payment mode not available- Received higher number of complaints on claim settlement compared to other insurers
- Our study observed their responses on Twitter to be relatively slower than other insurers
Specific Exclusions: Niva Bupa ReAssure
About Niva Bupa General Insurance Company Limited
Niva Bupa Health Insurance Company Limited (formerly known as Max Bupa Health Insurance Company Limited) is a joint venture between Fettle Tone LLP and Bupa Singapore Holdings Pte. Limited. This standalone health insurance company provides a wide range of health insurance products that cater to the needs of its customers, such as individual health plans, family floaters, top-up policies, etc. It was founded in 2008 and is headquartered in New Delhi, India. Mr. Ashish Mehrotra is the company's CEO and MD.
Detailed Product Specs: Niva Bupa ReAssure
