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Canara HSBC OBC iSelect Star logo

Canara HSBC OBC iSelect Star

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3.9/ 5
How we score
beshak ratings
INDIA’S FIRST UNBIASED, CONFLICT-FREE INSURANCE RATING
Overall Verdict

This product hits the sweet spot with its benefits and relatively affordable pricing, with all the top benefits, customization benefits, payment options. On the flipside, the insurer has a poor track record with respect to both purchase and claims service experience.

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Pros
  • Slightly cheaper than other products in the market
  • Offers the option to automatically increase your claim amount, with time
  • Several options to customize claim payouts
  • Several Limited Pay options available, to speed up payments
  • Our study observed their responses on Twitter to be relatively quicker than other insurers
Cons
  • Received higher number of complaints on purchase process compared to other insurers
  • Received higher number of complaints on claim settlement compared to other insurers
  • Critical illness rider is not available
Detailed Review
Claims Experience 3.7/5 star green
Customer Service 4/5 star green
Product Benefits 4.3/5 star green
% of claims settled in less than 30 days
Reflects on the speed of settling valid claims
100%
% of Complaints received on overall claims
% customers unhappy with claims experience
0.34%
How complex is the Claim Form?
The longer, the more hassles during claims
Moderately Long
+ Show 8 more
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