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Best Term Life Insurance Plans of 2025
All Insurers
Rating: High to Low

HDFC Life Click 2 Protect Super
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Increasing cover option
Rolling limited pay option
Several claim payout options

Axis Max Life Smart Secure Plus
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Increasing cover option
Early exit option
Comprehensive CI rider

Canara HSBC Young Term Plan
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Increasing cover option
Early exit option
Several claim payout options
What is Beshak
Rating?
TATA AIA Sampoorna Raksha Supreme
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Comprehensive CI rider
Whole life cover option
Several claim payout options
Canara HSBC iSelect Smart360
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Increasing cover option
Early exit option
Several claim payout options
TATA AIA Sampoorna Raksha Promise
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Rolling limited pay option
Whole life cover option
Comprehensive CI Rider
Bajaj Allianz Life eTouch II
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Several limited pay options
Early exit option
Whole life cover option
TATA AIA Maha Raksha Supreme Select
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Rolling limited pay option
Whole life cover option
Comprehensive CI Rider
Kotak Life e-Term
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Relatively cheaper
Early exit option
Several claim payout options
Axis Max Life Smart Total Elite Protection
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Several claim payout options
Early exit option
Comprehensive CI Rider
Aditya Birla Sun Life Salaried Term Plan
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Relatively cheaper
Several claim payout options
ADB rider
TATA AIA Maha Raksha Supreme
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Rolling limited pay option
Comprehensive CI rider
Whole life cover option
SBI Life eShield Next
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Increasing cover option
Several claim payout options
Joint life option
Aditya Birla Sun Life Income Suraksha
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Relatively cheaper
Comprehensive CI Rider
ADB Rider
ICICI Pru iProtect Smart
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Early exit option
Several claim payout options
ADB Rider
HDFC Life Click 2 Protect Elite
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Comprehensive CI rider
Early exit option
ADB rider
HDFC Life Click 2 Protect Life
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Rolling limited pay option
Comprehensive CI rider
ADB rider
Aditya Birla Sun Life DigiShield
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Several limited pay options
ADB rider
Comprehensive CI Rider
LIC Digi Term
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Increasing cover

Relatively Cheaper
Several claim payout options
Bajaj Allianz Life iSecure
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Fairly priced
Short death claim form
ADB rider
PNB MetLife Aajeevan Suraksha Plan
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Several claim payout options
Comprehensive CI rider

Relatively cheaper
Kotak Gen2Gen Protect
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Comprehensive CI Rider
ADB rider

Quick toll-free response
LIC New Tech Term
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Increasing cover option
Short death claim form
ADB rider
PNB Metlife Mera Term Plan Plus
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Several claim payout options
Comprehensive CI rider
ADB rider
Bajaj Allianz Life Diabetic Term Plan
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Covers diabetic individuals
Diabetes mgmt. services
Short death claim form
LIC Digi Credit Life
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Relatively cheaper
Short death claim form
Fewer policy purchase complaints
IF Life Guaranteed Protection Plus
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Rolling limited pay option
Whole life cover option
Joint life option
IndiaFirst Life Elite Term
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Relatively cheaper
Whole life cover option
Online tracking of claim
IndiaFirst Life Plan
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Relatively cheaper
Online tracking of claim
Fewer policy purchase complaints
SUD Life Protect Shield Plus
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Fairly priced
Online tracking of claim
Modify payment frequency
Bandhan Life iTerm Prime
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Early exit option
ADB rider
Short death claim form