back-arrow View All Plans
HDFC Life Click 2 Protect Life logo

HDFC Life Click 2 Protect Life

beshak-icon star
3.3/ 5
How we score
beshak ratings
Overall Verdict

A key feature of this plan is that you can choose the exact number of years you want to pay your premiums for (after the first 5 years, until maturity). The insurer has an excellent track record with respect to claims & service, meaning your family is very likely to get a smooth claim settlement experience. This plan doesn’t allow you to choose some important customizations such as increasing covers. Further, it is also considerably expensive compared to other products in the market.

beshak ratings
  • Several Limited Pay options available, to speed up payments
  • Critical illness rider is available, and the payout is in addition to the life cover amount
  • Received fewer complaints on claim settlement compared to other insurers
  • Much costlier than other products in the market
  • Doesn't offer the option to automatically increase your claim amount, with time
  • Not many options to customize claim payouts
  • Our study observed their responses on Twitter to be relatively slower than other insurers
Detailed Review
Claims Experience 3.8/5 star green
Customer Service 3.1/5 star green
Product Benefits 2.4/5 star green
% of claims settled in less than 30 days
Reflects on the speed of settling valid claims
% of Complaints received on overall claims
% customers unhappy with claims experience
How complex is the Claim Form?
The longer, the more hassles during claims
Very Long
+ Show 8 more
Compare with other products
Max Life Smart Term Plan logo
Max Life Smart T...
beshak-icon star
4.3/ 5
Bajaj Allianz Smart Protect Goal logo
Bajaj Allianz Sm...
beshak-icon star
4.2/ 5
Aditya Birla Sun Life DigiShield Plan logo
Aditya Birla Sun...
beshak-icon star
4.2/ 5
Compare Now
Discover the best tips for insurance every week!